Job description
RegentStone Bank is seeking a proactive Senior Banking Analyst to join our London-based Banking & Advisory team. This role offers exposure to corporate lending, risk assessment, and financial structuring for high-profile clients across wholesale banking.
In this position you will partner with Relationship Managers and Credit teams to deliver rigorous financial analysis, scenario modeling, and data-driven recommendations that drive client success and regulatory compliance.
Why RegentStone? Competitive compensation, advanced analytics, and clear paths for advancement within a demand-driven, client-focused environment.
Responsibility
- Conduct comprehensive financial analysis of clients, including cash flow, balance sheet, income statement, and credit risk assessments.
- Build and maintain complex financial models and scenario analyses to support lending decisions.
- Prepare credit proposals and present to risk committees with clear recommendations.
- Collaborate with Relationship Managers to gather client data and translate business needs into actionable strategies.
- Monitor portfolio performance, identify early warning indicators, and recommend remediation actions.
- Ensure compliance with Basel III, UK PRA/FCA regulations, and internal risk policies.
- Provide market and industry research to inform credit and pricing decisions.
Qualification
- Bachelor's degree in Finance, Economics, or related field; CFA/CAIA preferred.
- 5+ years of experience in banking, credit risk, or financial analysis.
- Advanced proficiency in Excel and financial modeling; knowledge of Python/SQL is a plus.
- Strong understanding of UK regulatory framework (PRA/FCA), Basel III.
- Excellent analytical, problem-solving, and communication skills.
- Ability to manage multiple stakeholders and deliver under tight deadlines.