Job description
Join Summit Financial Group as a Senior Banking Analyst in the heart of New York City. This role focuses on risk assessment, credit analysis, and advanced financial modeling to support strategic lending, capital markets activities, and regulatory reporting. You will collaborate with risk, compliance, product, and technology teams to deliver accurate insights, scalable processes, and high-impact stakeholder communications.
We seek a proactive, data-driven professional who can translate complex data into actionable business decisions while maintaining the highest standards of integrity and client focus. You will contribute to the design of risk frameworks, optimize capital usage, and help drive our next wave of digital transformation in a fast-paced banking environment.
Responsibility
- Analyze credit, liquidity, and market risk across commercial and retail portfolios, including segment-level benchmarking.
- Develop and maintain dynamic financial models (DCF, NPV, forecasting) and perform scenario and sensitivity analyses.
- Produce timely risk dashboards and management reports for executive committees and senior leadership.
- Collaborate with risk, compliance, IT, and product teams to automate reporting and improve data quality.
- Interpret Basel III, IFRS 9, and AML/KYC requirements to ensure robust control environments and regulatory readiness.
- Support product pricing, portfolio strategy, and capital planning with data-driven insights.
- Lead ad hoc research projects, present findings to stakeholders, and mentor junior analysts.
Qualification
- Bachelor's degree in finance, economics, or a related field; MBA or professional designations (CFA/FRM) preferred.
- 5+ years of banking or financial services experience with a proven track record in risk analysis or financial modeling.
- Strong SQL and Python skills; experience with data visualization tools such as Tableau or Power BI.
- Advanced Excel and financial statement analysis capabilities; proficiency in forecasting and budgeting.
- Solid understanding of Basel III, IFRS 9, AML/KYC regulations, and risk management frameworks.
- Excellent communication, presentation, and stakeholder management skills; ability to influence at senior levels.
- Ability to work cross-functionally in a fast-paced environment and manage multiple priorities.