Job description
Atlas Bank & Trust is seeking a results-driven Banking Analyst to join our New York City hub. This premium role offers exposure to credit risk, regulatory reporting, and strategic analytics within a market-leading financial institution.
As part of our high-performance team, you will leverage data, models, and stakeholder collaboration to drive sound lending decisions, optimize capital allocation, and strengthen risk governance. We value professionalism, initiative, and a commitment to excellence.
Responsibility
- Conduct financial analysis and modeling to support lending decisions, pricing, and capital planning.
- Develop and maintain risk dashboards, scenario analyses, and stress tests for senior leadership.
- Collaborate with credit, risk, compliance, and product teams to ensure regulatory alignment and efficient processes.
- Monitor portfolio performance, identify trends, and propose actions to mitigate risk and enhance profitability.
- Prepare materials for risk governance forums and regulatory reporting with precision and clarity.
- Assist with ad-hoc strategic initiatives, including product launches and process improvements.
Qualification
- Bachelor's degree in Finance, Economics, or a related field; CFA/FRM or advanced degree preferred.
- 3-5 years of banking experience in credit risk, corporate banking, or financial analysis.
- Strong financial modeling skills (Excel; VBA; familiarity with Python/R is a plus).
- Proficiency with SQL and data visualization tools (Tableau, Power BI).
- Solid understanding of Basel III, CCAR, and regulatory reporting requirements.
- Excellent written and verbal communication; ability to influence decisions with data-driven insights.
- Detail-oriented, highly analytical, and able to manage multiple priorities in a fast-paced environment.