Job description
Join a leading, innovative insurance provider powering personalized risk protection for individuals and businesses. We are seeking a results driven Insurance Underwriter to evaluate risks, craft competitive terms, and help clients secure appropriate coverage. This role combines analytical rigor with client facing collaboration, in a fast paced urban market.
What you will do as part of our underwriting team
This is a high value role with a clear path to leadership and impact on policy outcomes and customer satisfaction.
Responsibility
- Assess, analyze, and rate insurance applications across property casualty and specialty lines ensuring alignment with company risk appetite
- Review medical and financial information, project performance, and external data to determine risk profile
- Develop accurate quotes and terms, negotiate terms with brokers, and present recommended decisions to committee
- Ensure compliance with regulatory requirements and internal policies while maintaining audit readiness
- Collaborate with sales, claims, and analytics teams to optimize pricing, coverage, and service levels
- Document underwriting decisions with clear rationale and maintain thorough case notes in the policy system
- Mentor junior underwriters and contribute to process improvements using data insights and automation
Qualification
- Bachelor degree in risk management, finance, business, or related field
- 3 plus years of commercial underwriting experience in property casualty or specialty lines
- Strong analytical skills with proficiency in data analysis tools and underwriting software
- Knowledge of regulatory requirements and ethical standards in insurance
- Excellent communication and negotiation skills with brokers and clients
- Experience with SQL or advanced Excel for data driven decision making
- Ability to work under pressure, manage multiple priorities, and meet deadlines