Job description
Join ApexGuard Insurance, a leading provider of personalized risk management and protection solutions. We are seeking a data-driven Senior Insurance Advisor to collaborate with cross-functional teams and deliver exceptional client outcomes. You will leverage underwriting expertise, analytics, and consultative sales to grow our insurance portfolios in the New York metro area.
This role offers a clear path to leadership, competitive compensation, and a culture built on integrity, customer focus, and continuous learning. If you are passionate about helping individuals and businesses secure their futures, this is the opportunity for you.
Responsibility
- Lead end-to-end insurance advisory process for mid-market and high-net-worth clients, from needs assessment to policy placement.
- Analyze risk, underwriting guidelines, and pricing to propose optimal coverage across life, health, and property lines.
- Collaborate with sales, product, and claims teams to tailor solutions that maximize client value and retention.
- Manage client relationships, renewals, and cross-sell opportunities to expand wallet share.
- Leverage data analytics to identify trends, evaluate performance, and optimize portfolio mix.
- Prepare and present proposals, quotes, and RFP responses to clients and external partners.
- Ensure strict adherence to regulatory requirements and internal policies while maintaining high ethical standards.
Qualification
- Bachelor's degree in business, finance, or a related field.
- 5+ years of experience in insurance underwriting, advisory, or sales within life, health, or comprehensive risk protection.
- Strong knowledge of underwriting guidelines, risk assessment, and pricing strategies.
- Proven consultative sales and client relationship management skills with a track record of meeting or exceeding targets.
- Proficiency in data analytics tools (SQL, Excel) and insurance CRM systems.
- Excellent communication, negotiation, and presentation abilities.
- Relevant licenses or certifications (e.g., Life & Health Insurance) or willingness to obtain as required.