Job description
PrimeGuard Insurance is seeking a skilled Insurance Underwriter to join our growing New York team. This role focuses on risk assessment, policy underwriting, and building strong broker and client relationships. You will analyze applications, determine coverage, price risks, and ensure regulatory compliance across multiple lines of business. We offer a dynamic, collaborative environment with opportunities for growth and professional certification.
Key attributes include analytical rigor, excellent communication, and a customer-first mindset. If you are proactive, detail-oriented, and thrive in a fast-paced insurance setting, we want to hear from you.
Responsibility
- Evaluate insurance applications and exposure to determine appropriate coverage and pricing.
- Review, approve, or decline risks in accordance with company guidelines and regulatory requirements.
- Collaborate with brokers, agents, and internal teams to secure accurate policy terms.
- Perform risk analysis, use actuarial data and rating tools to set competitive rates.
- Maintain accurate portfolio records in underwriting systems and CRM.
- Monitor and renew policies, manage endorsements, and handle claim inquiries related to underwriting decisions.
- Ensure compliance with state and federal regulations, including audits and reporting.
- Provide mentorship and training to junior underwriters and support staff.
Qualification
- Bachelor's degree in Finance, Economics, Mathematics, or a related field.
- 3+ years of commercial or personal lines underwriting experience.
- Strong analytical, numeric, and risk assessment skills.
- Proficiency with underwriting software and MS Office; experience with rating engines and CRM systems.
- Excellent communication and customer service abilities; proven negotiation skills.
- Ability to work independently and in a team; strong organizational skills and attention to detail.
- Knowledge of regulatory requirements and best practices in insurance underwriting; CPCU, CIC, or similar certification is a plus.
- Residency or eligibility to work in the United States.