Job description
Advance your career as a Mortgage Underwriter with Green Mortgage Lawyers in Ortigas, Metro Manila! We are seeking a detail-oriented and analytical Mortgage Underwriter to join our dynamic team, working with Australian clients in a fast-paced, hybrid environment. This full-time opportunity is perfect for finance professionals eager to develop their expertise in credit assessment, risk analysis, and lending solutions. As a valued member of our organization, you will play a crucial role in ensuring the quality and compliance of mortgage applications while contributing to the growth and success of our clients.
By joining Green Mortgage Lawyers, you'll benefit from continuous learning opportunities, exposure to international lending standards, and a collaborative culture focused on innovation and professional growth. If you have a passion for finance and aspire to make an impact through smart lending decisions, we invite you to apply and become part of our talented team!
Responsibility
- Assess and evaluate mortgage applications for Australian clients, ensuring accuracy and compliance with regulatory standards.
- Analyze applicant credit reports, financial statements, and supporting documentation to determine loan eligibility and risk levels.
- Collaborate with loan officers and other stakeholders to collect additional information and resolve discrepancies.
- Prepare and document detailed credit recommendations and decisions.
- Maintain up-to-date knowledge of Australian mortgage regulations, lender guidelines, and industry best practices.
- Communicate loan decisions and requirements to relevant internal and external parties in a clear, timely manner.
- Contribute to process improvement initiatives for enhanced operational efficiency and customer experience.
- Support the training and development of junior underwriters as needed.
Qualification
- Bachelor's degree in Finance, Banking, Accounting, Business Administration, or related field.
- Proven experience in mortgage underwriting, credit analysis, or a similar financial services role (preferably with exposure to Australian clients or markets).
- Strong knowledge of mortgage lending processes, credit policies, and risk assessment methodologies.
- Excellent analytical and problem-solving skills with high attention to detail.
- Effective verbal and written communication skills in English.
- Ability to manage multiple tasks, work under pressure, and meet tight deadlines in a hybrid work set-up.
- Proficient in MS Office applications and loan origination software; familiarity with Australian lending platforms is an advantage.
- Professional certification (e.g., CUA, CFA) is an advantage but not required.