Job description
Join NorthBridge Assurance as a Senior Commercial Insurance Underwriter in bustling New York City. You will lead underwriting activities for complex commercial accounts, shape pricing strategies, and partner with brokers to deliver optimal coverage.
We offer a high-performance culture, comprehensive benefits, and opportunities to advance within a market-leading insurer.
Responsibility
- Evaluate commercial insurance applications, analyze risk, determine coverage terms, rates, and conditions.
- Collaborate with brokers and clients to gather information, present quotes, and secure binding decisions.
- Review policy language, endorsements, and exclusions to ensure accuracy and compliance with underwriting guidelines.
- Develop and maintain underwriting authority; justify pricing and risk selection decisions.
- Mentor junior underwriters, provide training, and share best practices to improve portfolio quality.
- Drive portfolio growth while maintaining profitability through effective risk selection and pricing.
- Leverage data analytics and market trends to adjust pricing strategies and stay competitive.
Qualification
- Bachelor's degree in Risk Management, Finance, or a related field (MBA or professional designation preferred).
- 5+ years of commercial underwriting experience in property, casualty, or specialty lines.
- Strong knowledge of insurance products, coverages, rating plans, and regulatory requirements.
- Proficient with underwriting systems and MS Office; experience with rating software (e.g., Applied IAS, RiskMatch) a plus.
- Excellent analytical, communication, negotiation, and decision-making skills.
- Ability to manage multiple accounts, prioritize effectively, and deliver exceptional client service.
- Professional designations such as CPCU, ARM, or AU are a plus.