Job description
Join NovaGuard Insurance Partners, a premier provider of personal and commercial insurance solutions. We are seeking a Senior Insurance Analyst to lead data-driven underwriting and policy review, ensuring accurate risk assessment and profitable growth. This role offers a hybrid schedule, a competitive compensation package, and clear paths to leadership.
As part of our Analytics & Underwriting team, you will collaborate with product, sales, and actuary colleagues to optimize pricing, risk selection, and client outcomes. You will leverage advanced analytics, SQL, and modern tools to deliver actionable insights that improve loss ratios and customer value. We champion diversity, continuous learning, and a strong work-life balance.
We are committed to providing a supportive environment where you can grow your career, expand your technical toolkit, and make a measurable impact on our customers and business results.
Responsibility
- Lead data driven underwriting and risk assessment for personal and commercial lines to inform pricing and policy terms
- Develop and maintain pricing models, scenario analyses, and risk indicators to optimize profitability
- Collaborate with product, sales, actuarial, and compliance teams to translate business needs into underwriting requirements
- Analyze large datasets to identify trends, loss drivers, and opportunities for portfolio optimization
- Ensure adherence to regulatory standards and internal guidelines through rigorous controls and documentation
- Present findings and recommendations to senior leadership with clear data storytelling
- Mentor junior analysts, drive knowledge sharing, and contribute to process improvements
Qualification
- Minimum 3-5 years of experience in insurance underwriting, analytics, or actuarial roles
- Bachelor's degree in Finance, Mathematics, Statistics, Economics, or related field; advanced degree preferred
- Strong SQL proficiency plus experience with Excel and data visualization tools (Power BI or Tableau)
- Solid understanding of pricing methodology, risk modeling, and loss development patterns
- Excellent communication and stakeholder management skills with the ability to convey complex insights
- Detail-oriented, with strong analytical problem solving and project management abilities
- Ability to work in a hybrid environment and maintain high standards of accuracy and ethics