Job description
Join SummitArc Insurance Partners, a premium, client-centric insurer delivering comprehensive risk solutions for businesses and individuals in the New York market. This role blends underwriting excellence with data-driven decision making to optimize policy profitability while maintaining exceptional service.
As a Senior Insurance Analyst, you will evaluate risk, review applications, partner with brokers and actuaries, and support the development of pricing models and underwriting guidelines that comply with regulatory standards.
Responsibility
- Underwrite and assess commercial and personal lines policies to ensure profitability and regulatory compliance.
- Analyze applicant data, exposure, and risk factors to determine appropriate pricing and coverage levels.
- Collaborate with brokers, agents, and internal teams to gather information and present clear policy recommendations.
- Develop and refine pricing models, rating algorithms, and underwriting guidelines.
- Monitor policy performance, loss trends, and reserves; prepare regular reports for leadership.
- Contribute to process improvements and automation to increase underwriting efficiency.
- Maintain knowledge of industry regulations and ensure strict adherence to compliance standards.
Qualification
- Bachelor's degree in Finance, Economics, Business, or a related field.
- 3+ years of underwriter or insurance analyst experience in P&C or commercial lines.
- Strong analytical skills, proficiency in data analysis tools (Excel; SQL is a plus).
- Experience with underwriting systems, rating software, and CRM platforms.
- Excellent written and verbal communication; ability to present complex information clearly to clients and internal stakeholders.
- Professional designations such as CPCU, ACII, or progress toward professional certification preferred.
- Ability to manage multiple priorities in a fast-paced, collaborative environment.
- Active P&C license or willingness to obtain if required by jurisdiction.