Job description
Join ApexShield Insurance Group as a Senior Insurance Analyst focused on underwriting analytics and policy optimization. This role blends data science with practical insurance knowledge to drive profitability while delivering outstanding client service.
We are seeking a results-driven professional who can transform data into actionable risk assessments, collaborate with underwriting, product, and analytics teams, and mentor junior staff to elevate overall performance.
Location: New York City with hybrid options. We offer a competitive salary, comprehensive benefits, and a clear path for career growth within a forward-thinking, client-centric organization.
Responsibility
- Perform data-driven underwriting analyses to assess risk and determine appropriate pricing for personal and commercial policies.
- Collaborate with underwriting & product teams to develop innovative coverage options and streamline risk selection processes.
- Develop and maintain dashboards that monitor key performance metrics such as loss ratio, combined ratio, and quote conversion rates.
- Partner with claims and actuarial teams to calibrate pricing models and improve policy profitability.
- Mentor junior analysts and provide training on data analytics, tools, and underwriting best practices.
- Ensure compliance with state regulations and internal risk management standards while delivering exceptional customer service.
Qualification
- Bachelor's degree in Finance, Statistics, Economics, Risk Management, or a related field; advanced degree preferred.
- 5+ years of experience in underwriting, insurance analytics, or risk assessment, with a strong track record of improving profitability.
- Proficiency in SQL and data visualization tools (Tableau/Power BI); experience with Python or R is a plus.
- Strong analytical mindset with the ability to translate data into actionable business insights.
- Excellent communication skills and ability to collaborate cross-functionally with underwriting, product, and claims teams.
- Knowledge of insurance regulations, policy construction, and rating methodologies; detail-oriented and highly organized.