Job description
At AuroraGuard Insurance, we are redefining risk management for a diverse client base across industries. We are seeking a Senior Insurance Underwriter who can blend analytical rigor with exceptional client service to shape policy terms and pricing.
In this role, you will collaborate with brokers, risk engineers, and claims professionals to assess risk, structure favorable terms, and protect the companys profitability.
We offer a premium compensation package, ongoing training, and a collaborative culture designed for career growth.
Responsibility
- Lead underwriting decisions for mid to large commercial accounts, ensuring alignment with company risk appetite.
- Collaborate with brokers and clients to gather risk information and tailor policy terms.
- Develop and implement underwriting guidelines, pricing strategies, and workflow processes.
- Monitor portfolio performance, loss ratios, and risk exposure; adjust underwriter parameters accordingly.
- Mentor junior underwriters and contribute to training programs.
- Coordinate with claims, risk control, and finance teams to ensure policy accuracy and timely issuance.
- Prepare and present risk analyses and recommendations to senior leadership for renewal and new business.
Qualification
- Bachelor's degree in finance, risk management, or a related field.
- 5+ years of commercial underwriting experience, with a track record in property and casualty or professional lines.
- Strong knowledge of underwriting tools, rating software, and data-driven pricing.
- Proficiency in Excel, data analytics, and SQL; experience with actuarial concepts a plus.
- Excellent communication, negotiation, and client management skills.
- Ability to manage multiple high-priority cases with attention to detail and deadline discipline.