Job description
Join Nexa Assurance Group, a premier provider of commercial insurance solutions. We are seeking a results-driven Senior Insurance Underwriter to lead risk assessment, rate making, and policy structuring for mid-market and large accounts. This role combines underwriting expertise with strategic collaboration across sales, risk management, and claims teams.
As a key member of the underwriting team, you will drive profitable growth while delivering exceptional service to brokers and clients.
We offer a dynamic, high-performance environment, comprehensive benefits, and opportunities for professional advancement.
Responsibility
- Underwrite and rate commercial lines policies for mid-market and large accounts with authority, ensuring profitability and compliance.
- Analyze risks using loss history, exposures, and financials; determine accurate pricing and coverage terms.
- Collaborate with sales and brokers to structure tailored coverage that meets client needs while aligning with risk appetite.
- Prepare and present risk assessments and recommendations to underwriting committees; document rationale in policy files.
- Manage a portfolio of accounts with proactive renewal strategies, monitoring performance and loss trends.
- Contribute to underwriting guidelines, process improvements, and training for junior staff.
- Ensure adherence to regulatory requirements and company policy wording; maintain high quality control standards.
- Mentor teammates and support cross-functional initiatives to enhance service delivery.
Qualification
- Bachelor's degree in Finance, Risk Management, Actuarial Science, or related field; professional designations (CPCU, ARM, AIC, or similar) preferred.
- 5+ years of commercial underwriting experience, with deep knowledge of property/casualty, GL, BOP, or workers' compensation lines.
- Strong analytical skills, data-driven decision making, and proficiency with rating engines and underwriting software. SQL or data analysis skills a plus.
- Excellent communication, negotiation, and relationship management abilities with brokers and clients.
- Solid understanding of insurance regulations and policy language; ability to interpret complex terms and coverage gaps.
- Proven ability to work in a fast-paced environment; track record of achieving growth while managing risk.
- Proficient in MS Office and digital collaboration tools; comfortable with CRM and workflow systems.