Job description
Join SummitGuard Insurance, a leading provider of commercial risk solutions, as a Senior Insurance Underwriter in New York City. You will evaluate complex risks, structure competitive terms, and partner with brokers to deliver tailored coverage for mid-market and large corporate clients. Our premium, growth-focused team rewards proactive risk assessment, data-driven pricing, and exceptional client service.
What you'll do:
Responsibility
- Assess, analyze, and underwrite a diverse book of commercial lines risks, with emphasis on property, liability, and casualty coverage.
- Evaluate financial statements, loss history, and exposure data to determine risk pricing and policy terms.
- Collaborate with brokers, actuaries, and claims teams to structure competitive and sustainable coverage.
- Develop and maintain underwriting guidelines, rating plans, and risk selection criteria.
- Review and issue policy endorsements and conditions ensuring regulatory compliance.
- Monitor portfolio performance, manage renewal strategies, and adjust terms based on trend data.
- Mentor junior underwriters, provide guidance on complex cases, and share best practices.
- Leverage data analytics and underwriting systems to improve efficiency and accuracy.
Qualification
- Bachelor's degree in Risk Management, Finance, Economics, or a related field. Advanced degree or professional designations (AU, CPCU) preferred.
- Minimum 5 years of commercial lines underwriting experience, with a track record of profitable book growth.
- Strong knowledge of property, casualty, & liability products; familiarity with industry rating plans.
- Analytical mindset with proficiency in spreadsheets, data tools, and underwriting software.
- Excellent communication and negotiation skills; ability to build trusted relationships with brokers and clients.
- Ability to interpret financial statements and loss development to support pricing decisions.
- Licenses/certifications as required by state regulations; willingness to obtain additional licensure as needed.
- Self-motivated, collaborative, and capable of managing multiple priorities in a fast-paced environment.