Job description
Paramount Risk Partners is seeking a highly skilled Senior Insurance Underwriter for our Property and Casualty division in New York City.
This role focuses on evaluating complex risks, developing pricing strategies, and ensuring policy terms align with our risk appetite. You will collaborate with brokers, clients, and cross-functional teams to deliver competitive, compliant coverage.
We offer a hybrid work model, competitive compensation, and a clear path for career growth in a fast paced, data driven environment.
Responsibility
- Evaluate and underwrite property and casualty insurance applications, ensuring profitability, risk controls, and adherence to company guidelines.
- Review coverage forms and policy endorsements, interpreting regulatory requirements and exclusions.
- Collaborate with brokers, clients, and internal teams to gather information and tailor policy terms to risk profile.
- Perform data driven risk analysis using underwriting software, Excel, and SQL to inform pricing decisions.
- Develop and communicate pricing strategies, exposure limits, and terms with stakeholders.
- Maintain thorough file documentation, audit trails, and regulatory compliance across all cases.
- Stay informed on market trends, competitor activity, and regulatory changes impacting underwriting.
Qualification
- Bachelor degree in finance, risk management, insurance, or related field.
- Minimum 5 years of property and casualty underwriting experience.
- Strong analytical skills with ability to assess risk and make data driven decisions.
- Proficiency with underwriting systems and data analysis tools (for example SQL, Excel, and common policy administration software).
- Excellent communication and negotiation skills to interact with brokers and clients.
- Active state insurance license or ability to obtain license within six months.
- Knowledge of regulatory requirements, policy terms, and coverage options for P&C.